The requirements for using Flutterwave depend on the country and category of account you are signing up for.

Requirements per country

• Nigeria

• Ghana

• Kenya

• Uganda

• South Africa

• Rwanda

• United States

• United Kingdom

• Zambia

• Tanzania

• Cameroon

• Rest of the world

What If you own a business, but do not have a certificate of incorporation?

If your business is not incorporated with the corporate affairs commission, you can select “No” during your sign up process, but this option is not available to east african countries. Check the specific regulations and requirements of your country of operation here.

What happens if you don't submit these documents and bank account information?

Your account will be put on test mode and you will not be able to carry out transactions or receive payments via Flutterwave till you submit your documents and bank account information.

What do I need for a seamless verification process?

To ensure a seamless merchant onboarding process for you during registration and verification of your Flutterwave account, please note the following:

1. For business accounts, there must be a corresponding match between your Flutterwave business Name (Trading name) and the name registered on your business documents.

2. The business name must match the name on the corporate bank account details uploaded during registration.

3. The contact person’s name registered on your Flutterwave account must match the name on the valid ID uploaded.

4. Please ensure you have your valid ID with you for live capture as this would be required. Please see a list of accepted and valid means of identification below:

   • National ID Card

   • Driver’s License

   • International Passport

   • NIN Slip or Digital National Identity card (Nigeria only)

   • Permanent Voter’s Card (Nigeria only)

Please note:

• The Valid ID uploaded must be the original copy, and not a photocopy or laminated ID.

• Ensure your Valid ID is not expired or damaged.

• For your Driver’s License, please upload both sides (front & back) for verification.

• Make sure you are in a well-lit environment.

5. If your business is Incorporated with the Corporate Affairs Commission, remember to correctly input your CAC number where prompted.